Steve Ulmer

With over 36 years of experience at State Farm Insurance, I began my insurance career in 1990. My main focus is providing excellent service to our customers and simplifying insurance for busy individuals, ensuring they are well protected and understand their coverage. We offer free quotes for auto and home insurance in Ohio and Indiana, primarily serving the counties of southwestern Ohio and southeastern Indiana. In addition to my ChFC and Life Underwriter (CL U) designations, I am committed to continuous learning to stay up to date with industry trends and developments. Located in Cincinnati's Western Hills area, our office provides insurance review appointments outside of normal business hours and on Saturdays for your convenience. We assist customers with insuring their vehicles and properties, whether they are renters in need of renters insurance, condo owners requiring condo insurance, or homeowners seeking homeowners' insurance. We also emphasize the importance of life insurance for protecting loved ones and disability insurance for safeguarding income. As a small business, we take pleasure in serving fellow small business owners with their insurance and needs. We offer Ohio Notary Public services by appointment. I am a proud graduate of St. Xavier and Xavier University. Our office has earned numerous accolades, including the National Quality and National Sales awards, Five Star Agency Award, Chairman Circle Award, Crystal Excellence Award, and Ambassador Travel Award. We eagerly anticipate the opportunity to work with you and welcome you into our agency family.

We’re proud to celebrate the 104th anniversary of State Farm. The very first car State Farm ever insured was in June of 1922. Today, we’re honored to help millions of people across the country protect what matters most and plan for the future. Insurance is more than a policy—it helps protect your family and what you’ve worked hard to build when life takes an unexpected turn.

We can help you across many lines of business, including (though not limited to): 🚗 Auto Insurance, 🏡 Home Insurance, 🏡 Renters Insurance, ❤ Life Insurance, ➕ Health Insurance, 🛠 Business Insurance, 🚜 Farm Ranch Insurance, 🛠 Commercial Business Insurance, 🚚 Commercial Auto Insurance, 💰 Financial Services, ➕ Supplement and Supplemental Insurance, 🐾 Pet Insurance, 💲 Paycheck Protection, ❤ Whole, ❤ Universal, ❤ Term, and 🏡 Rental Dwelling Insurance.

Fall is here! 🍂 As you check off your seasonal to-do list—cleaning gutters, preparing the furnace and getting your home ready for colder weather—don’t forget about your insurance. A lot can change in a year. A new driver, vehicle, home improvement, or major purchase can all be good reasons to review your coverage. My team and I are here to help make sure you’re ready for whatever the season brings.

October should be filled with pumpkins, costumes, and treats—not scary insurance surprises! 🎃 Before the busy holiday season arrives, take a few minutes to make sure your coverage still fits your life. From your home and vehicles to protecting the people who matter most, my team and I can help you review your insurance and identify any gaps or changing needs. No tricks—just a simple conversation about protecting what matters to you.

Frequently Asked Questions (FAQ):

Q: What's an effective way to get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Steve works with Cincinnati residents to find coverage that fits.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. For personalized coverage in Cincinnati, OH, reach out to Steve.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Connect with Steve for insurance guidance in Cincinnati.

Q: How does life insurance work at a basic level?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. In Cincinnati, you can count on Steve for personalized service.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Steve is here to help your Cincinnati household feel covered.

Q: What kinds of things does renters insurance protect?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Looking for coverage? Talk with Steve about your options in Cincinnati.